Website Terms & Conditions of Use

Your use of the Car Credit City, LLC website is governed by these terms and conditions. Please review these terms and conditions. Your use of this website constitutes your agreement to follow these rules and to be bound by them. If you do not agree with any of these terms and conditions, do not use this website. This website is not for use by those under the age of 13. You acknowledge that you have reviewed our Privacy Statement.

These Terms and Conditions May Change

Car Credit City, LLC reserves the right to update or modify these terms and conditions at any time without prior notice. Your use of this website following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, we encourage you to review these terms and conditions whenever you use this website.

Copyright and Trademarks

All proprietary feature names, trademarks, service marks, logos and trade names and this website, including all images, text, and other attributes, is subject to copyright and/or other intellectual property rights or licenses owned or licensed by Car Credit City, LLC. You may not use any of these for any purpose (including, but not limited to, use as metatags on other pages or websites on the World Wide Web) without the express prior written permission of Car Credit City, LLC. All of the information and content available on or through the website is protected by copyright.

Content received through the website may be displayed, reformatted, and printed for your personal, non-commercial use only. In the event that you download any information or software from the website, you expressly agree not to copy, reproduce, retransmit, distribute, post on any network, disseminate, sell, publish, broadcast in any media or otherwise circulate such material without the express prior written consent of Car Credit City, LLC. You further agree not to remove or obscure any copyright, other notices or legends contained in any such information. No right, title or interest is transferred to you in any downloaded materials. Car Credit City, LLC reserves all right, title and interest in any content you download from the website.

You agree that you will not use any device, software or means to interfere or attempt to interfere with the proper working of the website. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. You further agree that you will not redeliver any of the pages, text, images or other content of the website using linking or framing technology without Car Credit City, LLC's written permission, and that you will not modify or use pages, text, images or other content from the website for any other purpose other than as specifically permitted above or otherwise approved by Car Credit City, LLC in writing. Car Credit City, LLC actively and aggressively protects and enforces its intellectual property rights to the fullest extent of the law, including recovery of all available damages, attorney's fees and costs.

Personal And Noncommercial Use Limitation: Prohibited Uses

We may provide automobile sales and finance services including but not limited to allowing you the option to pay your automobile finance bill online (the "Services"). Car Credit City, LLC grants you access to the website solely to receive the Services and view information posted on the website. You may access, download print, copy and distribute and modify materials as necessary to receive the Services. You may not license, create derivative works from, frame in another web page, use on any other website, or sell any information, databases or lists obtained from this website. When requested, you agree to provide true, accurate and complete user information. You shall not access or attempt to access password protected, secure or non-public areas of the website without Car Credit City, LLC's prior written permission. You will comply with all privacy laws. As a condition of your use of this website, you warrant to us that you will not use this website for any purpose that is unlawful or prohibited by these terms. If you violate any of these terms, your permission to use the website automatically terminates.

You may not without our prior written permission use any computer code, data mining software, "robot," "bot," "spider," "scraper" or other automatic device, or program, algorithm or methodology having similar processes or functionality, or any manual process, to monitor or copy any of the Web pages, data or content found on this site or accessed through this site.

Your Account

If you use this website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If your status as a user of the website is terminated, you will (i) immediately notify Car Credit City, LLC, (ii) cease using the website and any information obtained from the website, and (iii) destroy all copies of your user name, password and any information obtained from the website. We reserve the right to deny you access to our on-line payment system at any time.

On-Line Bill Pay

You may use the website to make online payments on valid contract accounts with Car Credit City. In order to make such online payments, you must register for a username and password and be accepted by us for on-line payment services. In order to complete your registration, you will also need to provide us with your contract number from your current payment booklet or contract. Once registration is complete, you have received an e-mail confirmation and we have authorized you for online payment, you may then make payments to Car Credit City through the website's on-line bill payment service (the "Bill Payment Service"). The Bill Payment Service is provided by LinkPoint International, Inc. (the "Processor"). While Car Credit City coordinates the Bill Payment Service with the Processor, Processor performs all functions in connection with the Bill Payment Service. By using the Bill Payment Service, You acknowledge and agree that Processor is solely responsible for administration of the Bill Payment Service. Your payment must be posted by the due date noted on your bill. Please allow up to 3 days for processing of your payment. If your payment is not received by the due date applicable late fees may apply.

Disclaimer of Warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE AND THE SERVICES OFFERED AT THE WEBSITE, INCLUDING ON-LINE BILL PAYMENT, IS AT YOUR SOLE RISK. THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Car Credit City, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Indemnity

You agree to defend, indemnify and hold Car Credit City LLC and its affiliates and their respective officers, directors, agents and employees harmless against any losses, expenses, costs or damages (including our reasonable attorneys’ fees, experts’ fees and other reasonable costs of litigation) arising from, incurred as a result of, or in any manner related to (1) your breach of the terms of this Agreement, (2) your unauthorized or unlawful use of the Site, and (3) the unauthorized or unlawful use of the Site by any other person using your user ID.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT Car Credit City, LLC AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE WEBSITE OR SERVICES; (ii) USE OF THE ONLINE BILL PAYMENT SERVICES (iii) THE COST OF PROCUREMENT OF SUBSTITUTE SERVICES RESULTING FROM ANY DATA, INFORMATION OR SERVICES OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO ON THE WEBSITE OR THROUGH OR FROM THE SERVICE; (iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (v) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE WEBSITE OR THE SERVICES.

Correction of Errors and Inaccuracies

We have done our best to display as accurately as possible the products shown on this website. However, because the colors you see will depend on your monitor, we cannot guarantee that your monitor's display of any product color will be accurate. Also, the information on this website may contain typographical errors or inaccuracies and, in some cases, may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. Please note that such errors, inaccuracies or omissions may relate to product description, pricing and availability. We apologize for any inconvenience this may cause you.

Submissions

We welcome your comments regarding this website. However, any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively, "Comments") sent to us shall be and remain the exclusive property of Car Credit City, LLC. Your submission of any such Comments shall constitute an assignment to Car Credit City, LLC of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. Car Credit City, LLC will be entitled to use, reproduce, disclose, publish and distribute any material you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork.

When you communicate with Car Credit City, LLC through our website, you consent and authorize Car Credit City, LLC and its affiliates, assignees, representatives, and agents to communicate with you (and any of your family, friends, acquaintances, and/or references) in-person, and/or by mail, telephone (home and/or work), cell/mobile, e-mail, text services, door knocking, facsimile, and/or by any other in-person and/or digital, electronic, telephonic communication methods whether or not the communication is live, by-person automated, computerized and/or knowing that costs may apply to you regarding, in connection with, or related to you account.

Miscellaneous

These terms and conditions and the resolution of any dispute related hereto or to this website shall be governed by and construed in accordance with the laws of Missouri, without giving effect to any principles of conflicts of law. Failure by Car Credit City, LLC to insist upon strict enforcement of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this website or these terms and conditions must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Car Credit City, LLC and you related to these terms and conditions shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the State of Missouri, County of Saint Louis. If any of these terms shall be deemed invalid, void, or for any reason unenforceable, that term shall be deemed severable and shall not affect the validity and enforceability of any remaining term.